Welcome to our website, your go-to resource for international money transfers and currency management. If you’re looking for the most cost-effective and transparent solution, we highly recommend Wise. With its user-friendly platform, competitive exchange rates, and low fees, Wise is the ideal choice for both individuals and businesses alike.

Not only does Wise offer transparency through its gadget, but it also supports over 50 currencies and is available in more than 60 countries. Its multi-currency account feature, borderless debit card, and efficient customer support make it a popular choice among global travelers and expats.

The true cost of sending GBP to USD

However, if Wise isn’t available in your region, worry not! Our comprehensive rankings will help you choose the best alternative from a variety of money transfer services, including Starling Bank, MoneyGram, WorldRemit, OFX, Xoom, Western Union, Monese, NatWest, RBS, and PayPal. We’ve carefully evaluated these services based on factors such as service content, convenience, reliability, transparency, and the number of available countries.


Wise excels in service content, convenience, reliability, transparency, and availability in over 60 countries. It is low fees and competitive exchange rates make it a popular choice for international money transfers.
More about Wise.

  • Low fees and transparent pricing
  • Fast transfers
  • Intuitive user interface
  • Available in over 60 countries



OFX is known for its competitive exchange rates and low fees, as well as its efficient and reliable transfers. It is available in many countries and supports a wide range of currencies, making it a strong contender in the market.
More about OFX.

  • Competitive exchange rates
  • Low or no fees
  • Specializes in large transfers
  • Dedicated customer support



WorldRemit offers a user-friendly platform with a focus on convenience and reliability. They support transfers to over 150 countries and provide transparent fees and competitive exchange rates.
More About WorldRemit.

  • Competitive exchange rates
  • Low fees
  • Multiple transfer methods
  • Strong focus on remittances



Monese’s digital banking app offers personal and business accounts with various features, including international money transfers. They provide competitive exchange rates and transparent fees, although their availability is limited to 31 countries across Europe.

  • Competitive exchange rates
  • Transparent fees
  • User-friendly mobile app
  • Multi-currency support



XOOM, powered by PayPal, offers a convenient and easy-to-use platform for international money transfers. They are available in over 200 countries, but their fees and exchange rates can be less competitive compared to some specialized money transfer services.

  • Fast transfers
  • Backed by PayPal
  • Multiple transfer options
  • Supports bill payments and mobile top-ups


Starling Bank

Starling Bank provides a digital banking platform with international money transfers as one of its features. They offer competitive fees and exchange rates, but their service is currently limited to the UK and European Economic Area.

  • Fee-free international transfers
  • Competitive exchange rates
  • User-friendly mobile app
  • 24/7 customer support


Western Union

Western Union is a well-known and established money transfer service with a vast global network. However, their fees and exchange rates can be higher than some competitors, and their online platform may not be as user-friendly as others on this list.

  • Extensive agent network
  • Reliable service
  • Fast transfers
  • Global reach



MoneyGram offers a wide range of services, including international money transfers, but their fees and exchange rates may be less competitive compared to other services. Their extensive agent network can be a plus for those who prefer in-person transactions.

  • Wide network of agent locations
  • Fast transfers
  • Reliable service
  • Flexible transfer options



NatWest is a well-established UK-based bank offering a range of banking services, including international money transfers. Their fees and exchange rates may not be as competitive as some of the other services on this list, but their strong reputation and comprehensive banking solutions make them a trusted choice.

  • Well-established bank
  • Secure and reliable transfers
  • Wide range of currencies supported
  • Comprehensive banking solutions



While PayPal is primarily known for online payment processing, their international money transfer capabilities are limited compared to specialized services. Their fees and exchange rates can be less competitive, but their widespread recognition and user-friendly platform can make them a convenient option for some users.

  • Well-known and trusted platform
  • Convenient and easy to use
  • Secure transactions
  • Available in over 200 countries

In addition to our rankings, we also provide in-depth comparison articles to help you make an informed decision. With our guidance, you’ll be able to select the best money transfer service for your unique needs and circumstances.